Rebuilding the middle class one tax plan at a time
Tax Planning for $400K+ Earners Who Want to Give Less of Their Hard Earned Money to Uncle Sam
As seen on
Keep As Much of Your Hard Earned Money as Possible
No one wants to pay the 30% or more to the IRS. Our advanced tax planning supports our clients to pay as little as legally possible.
In 2025, the average W-2 earner saved $145K in taxes. Our typical business owner saved $196K
The Matoza Millionaire Method
Our three part wealth building framework
MINIMIZE COSTS
We first implement tax options to decrease the overall tax bill.
MANAGE RISK
We then use legal entities for maximum protection against current & future liabilities or unexpected events.
MULTIPLY WEALTH
We then move funds into tax-deductible investments that generate above average returns with proven operators.
The Typical CPA Focuses on Tax Return Compliance.
Our Tax Planning Team Focuses On Protecting Your Money
Our Services
Advanced Tax Planning
C-Corporation restructuring
Captive insurance strategies (831(b) plans)
Profit Sharing / 401(k) Plans with Cash Balances
Executive Bonus Plans
Advanced depreciation and cost segregation
And many more options based on your tax profile
Don’t Understand All the
Fancy Jargon?
Our YouTube Channel and Blog breaks it down into bite-sized chunks
Hi, I’m Jacqueline Matoza!
I became the Head of International Tax at SunPower Corporation after leaving Ernst & Young at age 28 - an extraordinarily rare achievement in the tax and finance world.
I worked directly with Fortune 25 companies including Facebook, Google, Apple, Cisco Systems, and HP. I structured complex international tax strategies for billionaires and major corporations.
I became a millionaire at 27. I became a multi-millionaire at 32. By the time I retired from corporate America at 36, I had saved clients over $1 trillion.
My favorite claim to fame is that, as a millionaire, I paid a total effective tax rate of 2.5% while living in California.
But on a serious note, I realized the ultra-wealthy have access to sophisticated options that remain hidden from middle class workers and entrepreneurs.
I'm going to change that.
Proven Results That Speak Volumes
$1T+ saved
for all of my clients over the length of my career
$145K in 2025
is the average amount my clients saved
20 years as a Tax Planner
specializing in complex tax plans for Fortune 25 & the ultra wealthy
Earned Media
HGTV's "Battle on the Beach” (Season 2)
Kevin Harrington’s endorsement
(an original Shark on Shark Tank)
Who We Work With
Business Owners Making $500K+ in Annual Net Operating Income (NOI)
W-2 Earners Making $400K+ single filing or married jointly filing
The Big Idea:
From Middle Class to Millionaire
My mission is simple: Rebuilding the middle class one millionaire at a time.
Having witnessed how billionaires build generational wealth through my Ernst & Young tax planning experience, I'm committed to democratizing these strategies for hardworking American entrepreneurs.
Every sophisticated tax strategy I learned from billionaire family legal structures and Fortune 25 companies.
Every private equity opportunity I witnessed in corporate boardrooms.
Every wealth-building technique I discovered working with the ultra-wealthy.
Now I bring all of this to everyday American who wants to build generational wealth.
All Rights Reserved © Copyright 2026 Jacqueline Matoza Consulting
Website Content, Services & Products Disclaimer: All information provided throughout our website, services or products is not and cannot ever be intended either as financial, investment, tax, legal advice or otherwise. All information is case study information about our tax planning services. Any information on our website, services or products does not and cannot ever take into account the particular financial situation, objectives or investment needs of either you or anyone reading this information. There is a very high degree of risk involved in investment. Past results are not indicative of future returns. All individuals affiliated with this site assume no responsibilities for your investment results. The indicators, strategies, columns, articles and all other features are for educational purposes only and should not be construed as investment advice. Any individual or business who chooses to act upon the content provided on this website or on information contained in any of our products or services, should always take independent specialist advice before making any decision to invest.
Earnings Disclaimer: The earnings and success stories mentioned on this site are the results of hard work, dedication, consistent applications over multiple years and strategic planning. They represent exceptional, not typical results. These outcomes are not guaranteed for every individual or business that applies our strategies. Your results may vary significantly and are dependent on many factors, including but not limited to your background, experience, work ethic, client base, and market forces beyond anyone's control. We do not purport this as a "get rich quick" scheme. Achieving success in any business requires significant effort, skill development, and consistent application of best practices. It is important to approach this program with a commitment to learn and grow, understanding that there is no guarantee of specific financial results. By choosing to engage with our content and programs, you acknowledge and agree that any business endeavor involves risk and requires considerable effort and action. We make no promises regarding your ability to earn money or achieve similar results. Your reliance on any information on this site is strictly at your own risk.
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